I run an accounting firm for small businesses and also for individuals. One term that comes up a lot in our conversations with clients and with new hires is that of reconciliation.
There are two kinds of People, first are those who do not know where their next pay check is coming from and the second are those who know where their next pay check is coming from. Financial Planning is must for everyone from the lower right up to the Upper Class.
There are resources available that will help you quickly find, apply and receive free personal grants to help individuals get the money they need. Whether the goal is to buy a new home, start a business or go back to school, there is federal funding available that everyday people may qualify to receive.
Redesign projects often don’t go as planned. With all the surprises you’re in store for, the last thing you’ll want is a surprise in your financing plan. Take your time in researching your options, and you should be able to secure financing for any size bathroom redesign project.
If you plan on getting a car but are unable to get a loan from the bank, you can get a much better rate from several private financing companies that are taking on public clients. Even if you have been turned down before, there are companies that will get you approved and finally, into the car that you need.
There are many debt considerations in personal finance, whether to take a new loan, apply for a new credit card or accept student loans to help kick start your career. Following the government’s example we would all spend with abandon and borrow with recklessness. Tough economic times, though, are helping to get the message that the best debt is no debt at all.
If you need money for a car and you have bad credit, then this is a must read article that will help you to get off your feet and into a seat. A car seat, that is.
How not to retire early is easy if you know how. Misuse credit cards, buy without research and you will find it hard to retire ever let alone early. Is this person you?
Delivering news as a doctor must be tough, especially when there is no message of hope. As a Financial Coach I am happy that, no matter how bad the news, my news is never fatal. But there is a responsibility of a Doctor that I share as a financial coach and that is this: highlighting behaviours that cause the illness or injury so that future pain can be avoided.
When I was younger I was a complete fiscal idiot. I wasted my money and squandered everything I had seeking the good times that only lasted a short time.
In my experience many people have developed what I call unhealthy financial habits which limit what they can achieve with their money. Here are three examples of what these unhealthy habits can cause.
